Robert S. Hart – President
Robert is a 25+ year veteran of the commercial lending and commercial credit industry. Prior to forming MBL Risk Analytics, he served as Senior Vice President – Chief Credit Officer and Vice President – Underwriting and Credit Manager for a South Florida based CUSO and publicly traded national bank. At the CUSO he was responsible for the day-to-day operations of the Loan Processing, Underwriting, Credit Administration and Portfolio Management groups and personally managed a +/- $400MM commercial loan portfolio. Prior to the CCO position, Robert held the position of Vice President – Underwriting Manager – Commercial Real Estate for Washington Mutual in Plantation, Florida, and New York City. He has also worked for several other publicly traded banks in New York City in various commercial credit and lending capacities dating back to the mid 1990’s.
Alan Ricketts, Jr. – EVP – Chief Credit Officer
Alan has 10+ years of experience in commercial loan operations, originally with a focus in commercial loan processing, closing, and servicing. The last 10+ years Alan has worked as a commercial loan underwriter, specializing in commercial loans for several credit unions throughout the eastern United States. Alan worked with Principal Robert Hart during his tenure as Senior Vice President – Chief Credit Officer and Vice President – Underwriting and Credit Manager for a South Florida based CUSO and joined MBL Risk Analytics in 2015. His underwriting and loan operations background includes all types of commercial loans including large office and retail income properties, multi-family buildings, C&I loans, construction loans, and business loans to a variety of professional industries and associations. Prior to that position, Alan worked for one of the largest loan services in the country, Silver Hill Financial, LLC as a loan processor and originator.