Our Leadership

No other organization exclusively serves the needs of banks, credit unions, financial institutions, and private lenders for credit administration services like MBLRA.

Robert S. Hart – President

Robert is a 25+ year veteran of the commercial lending and commercial credit industry. Prior to forming MBL Risk Analytics, he served as Senior Vice President – Chief Credit Officer and Vice President – Underwriting and Credit Manager for a South Florida based CUSO and publicly traded national bank. At the CUSO he was responsible for the day-to-day operations of the Loan Processing, Underwriting, Credit Administration and Portfolio Management groups and personally managed a +/- $400MM commercial loan portfolio. Prior to the CCO position, Robert held the position of Vice President – Underwriting Manager – Commercial Real Estate for Washington Mutual in Plantation, Florida, and New York City. He has also worked for several other publicly traded banks in New York City in various commercial credit and lending capacities dating back to the mid 1990’s. 

Alan Ricketts, Jr. – EVP – Chief Credit Officer

Alan has 10+ years of experience in commercial loan operations, originally with a focus in commercial loan processing, closing, and servicing. The last 10+ years Alan has worked as a commercial loan underwriter, specializing in commercial loans for several credit unions throughout the eastern United States. Alan worked with Principal Robert Hart during his tenure as Senior Vice President – Chief Credit Officer and Vice President – Underwriting and Credit Manager for a South Florida based CUSO and joined MBL Risk Analytics in 2015. His underwriting and loan operations background includes all types of commercial loans including large office and retail income properties, multi-family buildings, C&I loans, construction loans, and business loans to a variety of professional industries and associations. Prior to that position, Alan worked for one of the largest loan services in the country, Silver Hill Financial, LLC as a loan processor and originator. 

Our Office

1825 NW Corporate Blvd. Suite 110
Boca Raton, FL 33431

Client Testimonials
Mike NiemeyerDirector of Business Services
Y-12 Federal Credit Union
Read More

"Robert and his team at MBLRA have been a great strategic partner for our commercial credit administration needs. They have also been instrumental in working with new employees in the department to get them acclimated to how we work together as a team, which drives our success. They would be a great strategic partner for any Credit Union.”

Bob WehlandSVP – Business Banking
Freedom Federal Credit Union
Read More

“I have personally worked with Robert and Alan for close to 10 years and would highly recommend MBLRA and their staff. I feel Robert and Alan know and understand our business members’ needs. They provide prompt response times and are very accessible, which helps us to better serve our members.”

Stephen JacobyCEO - Consumers Federal Credit Union
Read More

“It has been a pleasure working with the MBLRA team for over 5 years now. They are a great help with structuring and underwriting our most complicated loan requests with amazing turn around times. I would highly recommend them for commercial credit administration services.”

Greg ClarkeRisk Manager - Arsenal Credit Union
Read More

“We recently finished our second annual loan review with MBLRA. As with the first review, they were responsive, detailed, and accurate in their assessment. They pointed out weaknesses in our credit processes and helped us correct any shortcomings in preparation for our annual audit.”

Laura PanicaroVP Loan Administration and Reporting
Insight Credit Union
Read More

“Robert and the team at MBLRA have been a great credit administration partner over the years. The underwriters are very knowledgeable and provide quick turnaround times on our deals, allowing us to better serve our members. The team is always available to answer any questions we may have or to simply bounce around ideas. They even go the extra mile and facilitate annual training for our Board of Directors in person. If you’re in the market for commercial credit administration services, give them a call”

Patty Hemmingsen, CPTMVP, Organizational & Business Development
Fortera Credit Union
Read More

“MBLRA and their staff are extremely easy to work with and are definitely a value added partnership for the Credit Union. They help us serve our members with timely responses to our new business loan underwriting and annual review requests. If a loan request does not fit our risk appetite, they identify the risks and help us make an informed decision. We work with the same underwriter, get consistent feedback and excellent service. I would certainly recommend their services to Credit Unions large and small”.

Stephanie WalkerGeorgia United Credit Union
Chief Lending Officer
Read More
If you are in need of support with your commercial/MBL portfolio management, MBL Risk Analytics, LLC is the best of the best!
Thank you, Robert and Alan for helping us review deals, manage our portfolio, and partner strategically on engagements that keep our eyes on the performance and future of our portfolio. 
Bill EnfingerCCUE EVP/Chief Lending Officer Envision Credit Union
Read More
The quality of underwriting conducted by MBL Risk Analytics has been outstanding with the underwriting document containing pertinent information that regulators wants to see but also information that is critical to the loan approval process.  They have been flexible with the degree of underwriting to match our policy and our preferences but being straightforward enough to present a clear picture of the loan request itself.
Previous
Next
All Rights Reserved, MBL Risk Analytics LLC. @2023 – Powered By S3 Marketing Solutions
Privacy Policy

MBL Risk Analytics, LLC

MBL Risk Analytics was created to serve the needs of the credit union industry by providing industry leading member business loan (MBL) analysis and insight. We provide an à la carte section of credit administration services with no annual contracts. 

Get In Touch Now!