MBL Risk Analytics, LLC

MBL Risk Analytics was created to serve the needs of the credit union industry by providing industry leading member business loan (MBL) analysis and insight. We provide an à la carte section of credit administration services with no annual contracts.

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MBL Risk Analytics, LLC (MBLRA) is a credit administration focused organization serving the needs of credit unions of all sizes. We deliver the most comprehensive, and customizable, credit administration services in the industry. Our work exceeds the most current National Credit Union Administration (NCUA) standards as we provide industry leading MBL analysis and insight.

We provide an à la carte selection of services including:

New MBL Underwriting and Annual Review

Quality initial credit analysis and underwriting is imperative to a sound and profitable loan. The Senior Management and staff at MBLRA have underwritten countless Member Business Loans that have since been reviewed by NCUA and state auditors and received top remarks.

Process Improvement and Strategic Planning

Developing and implementing a comprehensive strategic plan is one of most important things a Credit Union can focus on when it comes to Member Business Lending. An effectively designed strategic plan serves as a roadmap that will confidently and efficiently guide the Credit Union along a path to controlling risk, remaining compliant, and achieving financial success.

Independent Loan and Portfolio Review

One of the core services of MBLRA is the independent review of credit union Member Business Loan portfolios. If you have a Credit Union Service Organization (CUSO) or underwrite your MBL’s in house, the NCUA strongly recommends an independent review of the loan portfolio annually.

Participation Underwriting and Analysis

Purchasing and selling a portion of Member Business Loans (known as participations) has become an effective way for credit unions to either grow or shrink their MBL portfolio. MBLRA has been evaluating participations for credit unions both purchasing and selling since the beginning of this emerging trend.