MBL Risk Analytics, LLC (MBLRA) is a commercial credit administration organization serving banks, credit unions, financing companies, and private lenders of all sizes. We provide comprehensive, customizable commercial credit administration services designed to support lenders with their credit operations, risk management, and lending needs.
Quality initial credit analysis and underwriting are imperative to a sound and profitable loan. The Senior Management and staff at MBLRA have underwritten countless Commercial Real Estate, C&I, and Small Business Loans that have since been reviewed by federal and state auditors and received top remarks.
One of the core services of MBLRA is the independent review of Commercial Business Loan portfolios. If you have a 3rd party firm or underwrite your Commercial Loans in-house, the regulators strongly recommend or require an independent review of the loan portfolio annually.
Developing and implementing a comprehensive strategic plan is one of the most important things a Commercial Lender can focus on when it comes to making loans. An effectively designed strategic plan serves as a roadmap that will confidently and efficiently guide you along a path to controlling risk, remaining compliant, and achieving financial success.
Purchasing and selling a portion of a Commercial Loan (known as participation or syndication) has become an effective way for banks and credit unions to either grow or shrink their commercial loan portfolio. MBLRA has been evaluating participation for banks and credit unions both purchasing and selling since the beginning of this emerging trend.