MBL Risk Analytics, LLC

MBL Risk Analytics was created to serve the needs of the credit union industry by providing industry leading member business loan (MBL) analysis and insight. We provide an à la carte section of credit administration services with no annual contracts.

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About MBL Risk Analytics

No other organization exclusively serves the Credit Union industry and their need for credit administration services like MBLRA.
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About MBL Risk Analytics

MBL Risk Analytics (MBLRA) was formed by Robert Hart to exclusively assist Credit Unions with their Member Business Lending credit administration needs after serving as the Chief Credit Officer and VP of Underwriting for a FL based CUSO. Robert is a 20+ year veteran of the commercial lending and credit industry and has dedicated the last half of his career exclusively to credit unions. His experience at the CUSO made him realize the value of a strategic partner to help manage MBL portfolios and credit administration functions.

After forming MBLRA, Robert carefully selected the staff from a small pool of candidates that have both significant credit union/CUSO experience and a credit administration background. The experience of our staff ranges from loan processing to MBL policy creation and implementation and everything in between. While it is important that our clients to know that we understand the needs and challenges specific to the Credit Union industry, we also want them to take confidence in our knowledge of credit administration as a whole. Our understanding of the underwriting process has allowed us to provide these invaluable services to the credit union industry since 2013 and our work has never failed an NCUA or state audit.

No other organization exclusively serves the Credit Union industry and their need for credit administration services like MBLRA. We are not a CUSO and not credit union owned. This allows us to provide true, unbiased, credit products as we have no financial interest in the transaction. You can always trust that any product you receive from MBLRA will be accurate and without conflict of interest.

 

Client Testimonials

“Robert and his team at MBLRA have been a great strategic partner for our commercial credit administration needs. They have also been instrumental in working with new employees in the department to get them acclimated to how we work together as a team, which drives our success. They would be a great strategic partner for any Credit Union.”

Mike Niemeyer
Director of Business Services
Y-12 Federal Credit Union

“It has been a pleasure working with the MBLRA team for over 5 years now. They are a great help with structuring and underwriting our most complicated loan requests with amazing turn around times. I would highly recommend them for commercial credit administration services.”

Stephen Jacoby
CEO
Consumers Federal Credit Union

“Robert and the team at MBLRA have been a great credit administration partner over the years. The underwriters are very knowledgeable and provide quick turnaround times on our deals, allowing us to better serve our members. The team is always available to answer any questions we may have or to simply bounce around ideas. They even go the extra mile and facilitate annual training for our Board of Directors in person. If you’re in the market for commercial credit administration services, give them a call”

Laura Panicaro
VP Loan Administration and Reporting
Insight Credit Union

“I have personally worked with Robert and Alan for close to 10 years and would highly recommend MBLRA and their staff. I feel Robert and Alan know and understand our business members’ needs. They provide prompt response times and are very accessible, which helps us to better serve our members.”

Bob Wehland
SVP – Business Banking
Freedom Federal Credit Union

“We recently finished our second annual loan review with MBLRA. As with the first review, they were responsive, detailed, and accurate in their assessment. They pointed out weaknesses in our credit processes and helped us correct any shortcomings in preparation for our annual audit. We have already engaged MBLRA for our 2020 review and look forward to their feedback on the improvements we’ve made.”

Greg Clarke
Risk Manager
Arsenal Credit Union

“MBLRA and their staff are extremely easy to work with and are definitely a value added partnership for the Credit Union. They help us serve our members with timely responses to our new business loan underwriting and annual review requests. If a loan request does not fit our risk appetite, they identify the risks and help us make an informed decision. We work with the same underwriter, get consistent feedback and excellent service. I would certainly recommend their services to Credit Unions large and small”.

Patty Hemmingsen, CPTM
VP, Organizational & Business Development
Fortera Credit Union