Our Leadership
Robert S. Hart – President
Robert is a 25+ year veteran of the commercial lending and commercial credit industry. Prior to forming MBL Risk Analytics, he served as Senior Vice President – Chief Credit Officer for a South Florida based Credit Union Service Organization (CUSO) and publicly traded New York City based banks. At the CUSO he was responsible for the day-to-day operations of the Commercial Loan Processing, Underwriting, Credit Administration and Portfolio Management groups and personally managed a ~$400MM commercial loan portfolio consisting mostly of CRE. Prior to the CCO position, Robert held the position of Vice President – Underwriting Manager – Commercial Real Estate for Washington Mutual / JP Morgan Chase in South Florida, and New York City. He has also worked for several other publicly traded banks in New York City in various commercial credit and lending capacities dating back to the mid 1990’s.
Alan J. Harper - Executive Vice President - Chief Credit Officer
Alan Harper has more than 30 years of commercial banking experience, which includes commercial credit analysis, commercial loan portfolio management, commercial lending for C&I and commercial real estate, construction loan disbursement management, special assets and OREO property management. Alan has worked for community banks, mid-size banks, and large commercial banks in Pennsylvania and Florida. Alan has been with MBL Risk Analytics since 2018. Alan is also a licensed community association manager in Naples, Florida where he helped found and manage a property management company. In banking, Alan has managed portfolios of commercial loans in excess of $500MM with individual clients that had borrowing relationships up to $75MM. Alan has experience in analyzing all types of commercial banking opportunities, and with his experience in commercial lending can effectively communicate, assist, and make sound credit recommendations to our clients.