Robert S. Hart – President
Robert is a 20+ year veteran of the commercial lending and credit industry. Prior to forming MBL Risk Analytics, he served as Senior Vice President – Chief Credit Officer and Vice President – Underwriting and Credit Manager for a South Florida based CUSO with its’ owners and clients based from as far south as Miami, Florida up to Massachusetts. He was responsible for the day to day operations of the Loan Processing, Underwriting, Credit Administration and Portfolio Management groups and personally managed a +/- $400MM Member Business Loan portfolio. Prior to this position, Robert held the position of Vice President – Underwriting Manager – Commercial Real Estate for Washington Mutual in Plantation, Florida and New York City. He has also worked for several other publicly traded banks in New York City in various commercial credit and lending capacities dating back to the mid 1990’s.
Barbara Criscito – Marzigliano, CPA – EVP – Chief Compliance Officer
Barbara has over 25 years of experience in auditing, finance, and real estate. Throughout her career she has held various high-level auditing and analytical positions with Ernst & Whinney, TIAA-CREF, and Bankers Trust where she was the VP of Audit for the Global Assets Division. Barbara has the full range of experience with real estate and finance ranging from being an active realtor to a prior position as a corporate budget analyst with a large homebuilder active throughout the United States. In addition to her vast experience, she also holds a Bachelors of Science degree in Business Administration, with a major in accounting, from The American University along with an active real estate license and CPA designation. Barbara’s strong accounting and analytical skills brings a tremendous contribution to her position as Chief Compliance Officer.
Andy Wade – Senior Vice President
Andy has 25+ years of banking experience in commercial and consumer lending, which includes commercial credit analysis, commercial lending, construction lending, special assets, and real estate lending. Prior to joining MBL Risk Analytics, Andy was most recently employed as a Vice President of Commercial Lending with Southern Bank of Tennessee. His previous experience includes Vice President of Commercial Lending at Commercial Bank, Special Assets and Commercial and Business Banking at FSG Bank, and Branch Management and Private Banking at NBC Bank. His underwriting and lending backgrounds include retail and multifamily income properties, hotels, commercial, C&I loans, construction loans, and consumer lending.
